Commercial Structuring Analyst

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VN-20506

Permanent

London

Competitive salary, benefits and bonus

19 May 2022

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Working within our Legal & General Retirement (LGR) business, we're hiring a Structuring Analyst to join the team focusing on retirement lending, particularly lifetime mortgages (LTM) and other residential mortgage-based lending. This is a newly created position, driven by additional workload and business growth.

The role will involve assessing mortgage opportunities, structuring Solvency II securitisations and performing the role as funder. This opportunity covers new business as well as existing assets in line with L&G’s investment strategy.

  • Assisting in identifying and/or evaluating new investment ideas presented to the business by undertaking due diligence, conducting industry & market sector research and preparing internal memos and committee papers to assess such opportunities
  • Supporting new product development and other initiatives with particular focus on UK & international mortgages including proof of concept analysis for new opportunities
  • Responding to the needs pertaining to management of existing funded assets, including working alongside the Investments Middle Office (”IMO”) and our internal portfolio management function to monitor underwriting quality and asset performance where relevant
  • Understanding factors that influence risk positions (e.g. longevity and prepayments) and working with the team to pre-empt and manage these
  • Contributing to transaction process planning and deal structuring conversations including liaising with key internal functions (risk, finance, tax, legal) to deliver transaction management and complete necessary governance
  • Assisting the team with the structuring, execution and stakeholder management of Retirement Lending Solvency II transactions and commercial opportunities, with a particular focus on LTM and future product evolutions in residential mortgages

 

  • Experience working in the front office of a bank, insurance company, asset manager or advisory boutique mandatory
  • Proven track record of participation in the execution of structured transactions ideally asset-backed funding 
  • Strong commercial and analytical background
  • Financial analysis / cash flow modelling skills essential
  • Transaction experience (e.g. debt capital markets/structuring role or similar skill set) and experience in residential mortgages is preferable
  • Strong written and verbal communication
  • Ability to multi-task and manage priorities effectively

Whatever your role, we reward ability, performance and attitude with a package that looks after all the things that are important to you. Our employees have a wide range of benefits including a generous pension scheme, life assurance, 25 days’ holiday, private medical insurance, discretionary performance related bonuses, paid overtime, a variety of share schemes, discounts at both a huge range of high street stores and our own great products. Your hard work will be rewarded when you join us.

 

About L&G

As a company, to be one of the world's largest Asset Managers, homebuilders, pension providers and insurances brands, we are diverse by our very nature. And we're a company that wants to use our diversity and influence to make society better in the long term - for everyone. To do this we need to be a company that welcomes everyone, where everyone can succeed. That means we're committed to building an inclusive culture in L&G where we can all perform at our best, no matter who we are, what we do or where we do it. So whoever you are, wherever you are, whatever your story, we'd love to hear from you.

About the business area

Legal & General Retirement Institutional (LGRI) is the UK’s longest-serving active bulk annuity provider. In the last 30 years we have written more UK business than any other insurer and currently look after over half a million pension policyholders.  We are a market-leading and multi-award winning business.  

We work with companies and pension scheme trustees  to help them honour their Defined Benefit pension promises to their employees. We do this through bulk annuity insurance transactions or pension ‘buy-ins’ or ‘buyouts’, which enable pension trustees to secure their scheme members’ benefits with us. By doing this we:

  • help companies to settle their pension liabilities and focus on growing their businesses
  • help to support individuals' financial security in retirement
  • invest for the long term to back our pension promises.

Our commitment to Equal Opportunities

We’re an equal opportunities employer and welcome applications from all suitably qualified persons regardless of their race, sex, disability, religion/belief, sexual orientation, gender identity or age.

Does this opportunity excite you but you’re not 100% sure if you meet all the requirements for the role? Or are you concerned that ‘normal’ office hours aren’t possible given your personal circumstances? We’re aware that candidates, especially women, can be put off from applying for a job unless they tick every box, or candidates who are parents or have other caring responsibilities may not think they can achieve the flexibility they need. If this is you, we’re keen to connect; and whilst we can’t accommodate every flexible working request, we’ll try to find a practical solution. So why not apply?

 

How to find out more

If you’d like more information about this opportunity please contact Hannah Davey at hannah.davey@landg.com (https://www.linkedin.com/in/hnnhdavey/). Please note direct applications via email cannot be accepted for this role; only applications submitted through our careers website will be considered.

Back to search

About L&G

As a company, to be one of the world's largest Asset Managers, homebuilders, pension providers and insurances brands, we are diverse by our very nature. And we're a company that wants to use our diversity and influence to make society better in the long term - for everyone. To do this we need to be a company that welcomes everyone, where everyone can succeed. That means we're committed to building an inclusive culture in L&G where we can all perform at our best, no matter who we are, what we do or where we do it. So whoever you are, wherever you are, whatever your story, we'd love to hear from you.

About the business area

Legal & General Retirement Institutional (LGRI) is the UK’s longest-serving active bulk annuity provider. In the last 30 years we have written more UK business than any other insurer and currently look after over half a million pension policyholders.  We are a market-leading and multi-award winning business.  

We work with companies and pension scheme trustees  to help them honour their Defined Benefit pension promises to their employees. We do this through bulk annuity insurance transactions or pension ‘buy-ins’ or ‘buyouts’, which enable pension trustees to secure their scheme members’ benefits with us. By doing this we:

  • help companies to settle their pension liabilities and focus on growing their businesses
  • help to support individuals' financial security in retirement
  • invest for the long term to back our pension promises.

Our commitment to Equal Opportunities

We’re an equal opportunities employer and welcome applications from all suitably qualified persons regardless of their race, sex, disability, religion/belief, sexual orientation, gender identity or age.

Does this opportunity excite you but you’re not 100% sure if you meet all the requirements for the role? Or are you concerned that ‘normal’ office hours aren’t possible given your personal circumstances? We’re aware that candidates, especially women, can be put off from applying for a job unless they tick every box, or candidates who are parents or have other caring responsibilities may not think they can achieve the flexibility they need. If this is you, we’re keen to connect; and whilst we can’t accommodate every flexible working request, we’ll try to find a practical solution. So why not apply?

 

How to find out more

If you’d like more information about this opportunity please contact Hannah Davey at hannah.davey@landg.com (https://www.linkedin.com/in/hnnhdavey/). Please note direct applications via email cannot be accepted for this role; only applications submitted through our careers website will be considered.