Legal & General Investment Management (LGIM) is recruiting for a Credit Analyst who will provide independent analysis of the credit risk for both new and existing transactions. You will get the opportunity to analyse credits across a number of different sectors and participate in Credit and Investment Committees. 

• Gather and process information on proposed transactions, including the review of counterparties and transaction financials, transaction structure, legal documentation, operating plans, industry analysis, due-diligence reports, meetings with management, meetings with consultants and through drawing on internal experts
• Provide initial summary and informal feedback to the origination team, indicating a range of likely rating outcomes and the key creditworthiness drivers for the transaction
• Provide clear guidance to the origination team to enhance the credit protections offered by the transaction to help optimize the transaction structure and documentation 
• Complete the annual review cycle of credit worthiness and internal ratings on assigned portfolio
• Consider ad hoc requests such as amendments or waivers requests as required
• Assist with the review and recovery strategy formulation for any transactions that become vulnerable and/or defaults
• Ensure comparability of internal and external ratings approach through update of internal criteria in response to external evolution
• Develop and improve support and control methodologies, templates and working tools

• Financial and credit analysis experience in at least one of the following sectors; corporates, public finance (universities, housing association, local councils), project finance, property, or securitisations
• Ability to grasp trends both at a macro and micro levels, and to appreciate the interaction between both levels
• Experience of attending due diligence processes/management meetings with counterparty company management
• Transaction experience would be an advantage
• Articulate with the ability to communicate concisely and clearly in both speaking and written mediums
• Team player
• Keen eye for detail and a professional approach to all tasks

Whatever your role, we reward ability, performance and attitude with a package that looks after all the things that are important to you. Our employees have a wide range of benefits including a generous pension scheme, life assurance, 25 days’ holiday, private medical insurance, discretionary performance related bonuses, paid overtime, a variety of share schemes, discounts at both a huge range of high street stores and our own great products. Your hard work will be rewarded when you join us.