We are hiring a Risk Consultant for our Home Finance division in Solihull. The successful candidate will provide advice and guidance to the business on new projects, products and services - developing and influencing changes where required.

• Provide advice and guidance to the Business on new projects, products, services and other initiatives, developing and influencing changes where required, to ensure they are designed to deliver fair customer outcomes and operate within agreed  risk appetite.
• Prepare risk reports and MI packs for review and sign off for key governance in LGHF and wider Group Comittees. Organise distribution of reports and co-ordinate actions taken from governance forums.
• Monitor the Risk area’s input to the PLM (Product Proposition and Fund Lifecycle Management) to ensure provision of risk advice and guidance in support of key projects and product developments.
• Provide 2nd line challenge to the Business on their approach to managing risks to ensure that they are regularly reviewing and updating their policies and processes to deliver fair customer outcomes and operate within agreed risk appetite.
• Analyse proposed regulatory changes and provide advice, guidance and education to the Business on the impacts of these proposals, providing input to consultations and implementation activity so that relevant risks are identified and managed effectively.
• Undertake scheduled or ad-hoc data analysis/reviews in support of root cause analysis, trends, QA purposes, etc.
• Own and maintain up-to-date knowledge of risk developments, and participate in knowledge sharing across the risk team, so that the Business receives a professional and credible service on the risk framework.
• Develop and maintain good working relationships with other Group second line functions, including the Group Conduct Risk team, Chief Risk Officers’ teams, Prudential Risk teams and Group Risk team to enable effective communications on matters of mutual interest and effective reporting on business risks and issues.
• Support the Risk Managers as directed and escalate significant issues as appropriate.

• Strong regulatory knowledge and experience of FCA rules and practical application, particularly in relation to the Mortgage Market.
• Experience of interpreting and applying regulatory rules to practical scenarios and helping to devise compliant, commercially acceptable solutions.
• Preparation of Reports for Management
• Data Analysis and MI reporting
• Scheduling and coordination with multiple parties
• Good awareness of the wider business and regulatory environment and ability to understand the potential impacts of market and regulatory changes on the Group.
• Good understanding of the principles of risk management, especially in relation to regulatory and customer focused risks.
• Strong initiative and capability to identify and investigate risks.
• Strong ability to generate and manage own workloads through interactions with the business.
• Strong ability to challenge and influence stakeholders.

Whatever your role, we reward ability, performance and attitude with a package that looks after all the things that are important to you. Our employees have a wide range of benefits including a generous pension scheme, life assurance, 27 days' holiday,private medical insurance, performance related bonuses, a variety of share schemes, discounts at both a huge range of high street stores and our own great products, your hard work will be rewarded when you join us.

For more details, please contact Helen Brockbank, Resourcing Lead - helen.brockbank@landg.com